The financial world has developed a special investment-oriented language to help describe the stock market, investments, securities for the stock market, stock market analysis, and its conditions. At times you may be confronted with a term which is totally alien or has a completely different meaning from what you thought. Misunderstanding these terms can sometimes lead to the wrong conclusion, and that can cost you money!

What you don't know can hurt you.

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Family of Funds A group of mutual funds run by a single company.   Fibonacci Studies A series of technical analysis studies where charts and numeric relationships are used to pinpoint high and low price levels for a security. There are four popular Fibonacci studies: arcs, fans, retracements, and time zones. The interpretation of these studies involves anticipating changes in trends as prices near the lines created by the Fibonacci studies.   Fiduciary A person holding a position of confidence, such as a trustee, guardian or executor.   Financial Adviser Financial advisers focus primarily on your investment portfolio whereas financial planners become involved with all of your assets. Financial advisers recommend stocks, bonds, mutual funds or other investments that fit your goals and risk level. And if you agree to open a ""discretionary"" account, the adviser can invest your money without first getting your permission.   Financial Planner Unlike financial advisers, financial planners become involved with all of your assets -- not just stocks and bonds, but real estate, insurance, even collectibles and college-savings accounts. They often formulate trusts and provide tax advice. Most planners work independently or in a group practice. However, some are full-time employees of banks, brokerage firms, insurance companies and the like.