The financial world has developed a special investment-oriented language to help describe the stock market, investments, securities for the stock market, stock market analysis, and its conditions. At times you may be confronted with a term which is totally alien or has a completely different meaning from what you thought. Misunderstanding these terms can sometimes lead to the wrong conclusion, and that can cost you money!

What you don't know can hurt you.

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In-The-Money An option with intrinsic value. A call is in the money when the market price of the underlying security is greater than the options strike price. A put is in the money when the market price of the underlying security is less than the options strike price.   Inception Date The date the mutual fund was started or first offered to the public.   Income (1-year growth rate) The year-to-date percent change in net income versus the same period a year ago.   Income (last 12 months) The sum of the last four actual quarters of net income from total operations. This calculation is the same for income from continuing operations.   Income From Continuing Operations Income from operations that remain ongoing. This figure excludes income from operations that have been closed or sold.