The financial world has developed a special investment-oriented language to help describe the stock market, investments, securities for the stock market, stock market analysis, and its conditions. At times you may be confronted with a term which is totally alien or has a completely different meaning from what you thought. Misunderstanding these terms can sometimes lead to the wrong conclusion, and that can cost you money!

What you don't know can hurt you.

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Actual Earnings The actual Earnings Per Share (EPS) reported by the company -- as opposed to the EPS estimates predicted by analysts.   Adjusted gross income An individual's gross income after a limited group of expenses is subtracted. These expenses range from business expenses, capital loss deductions, expenses from rent or royalty income, individual retirement account contributions, alimony and other expenses.   Advance-Decline Index The ratio of advancing stocks to declining stocks, the advance-decline index over time gives an indication of where the broad market has been going -- a trend that is sometimes masked by indexes, which contains just 30 stocks, all large industrial concerns whose fortunes don't always reflect the overall market.   Advisory Services Privately circulated publications that comment on the future course of financial markets and make buy and sell recommendations. A subscription is usually required.   Aggressive Growth Funds Of all mutual funds, aggressive growth funds offer some of the highest potential returns but with above-average risk. Aggressive growth funds look for stocks that may rise sharply in value, rather than securities that offer shareholders steady income through dividends. Many of the funds invest in new issues or in stocks of troubled companies. Fund managers may also use options or other tools as part of their effort to boost the fund's return.